Bahrain will begin the gradual implementation of its National Health Insurance Programme for expatriate residents on Saturday, October 31, 2026. The new arrangements will be linked to the issuance and renewal of work permits and residency permits for eligible categories of residents.

The initiative is designed to establish a more organized health insurance framework, improve access to medical services and strengthen coordination between government authorities, employers and licensed insurance providers throughout the Kingdom.

The Supreme Council of Health confirmed that the programme will provide a mandatory basic insurance package covering primary healthcare, secondary medical services, specialist treatment and emergency care, including accident-related services, in accordance with approved benefits and regulations. Coverage will be delivered through authorized insurance companies, while additional optional insurance packages will also be available for individuals and employers seeking broader medical benefits according to their circumstances and requirements.

Authorities explained that implementation will take place gradually rather than affecting every expatriate resident simultaneously on October 31. The rollout will be coordinated with the processing of new and renewed work permits and residency permits for categories covered by the programme. This phased approach is intended to give employers and businesses sufficient opportunities to prepare for the new arrangements, understand their responsibilities and coordinate the necessary insurance coverage through approved channels.

The Supreme Council of Health also clarified that domestic workers and expatriate employees working for government entities, along with their dependants, are not included in this phase of the programme. Existing healthcare arrangements for these groups will continue under the applicable rules. Bahraini citizens will likewise experience no changes to the healthcare services currently provided to them as a result of this particular rollout, according to the official announcement.

Sheikh Mohammed bin Abdullah Al Khalifa, President of the Supreme Council of Health, emphasized the importance of cooperation with the Bahrain Chamber of Commerce and Industry and private-sector representatives to ensure a smooth implementation process. Employers and residents are encouraged to follow official announcements regarding insurance requirements associated with their permit transactions. They should also verify the conditions applicable to their individual circumstances rather than relying on unofficial information about registration procedures or insurance charges. The published announcement did not establish a single universal premium applicable to every resident, making official guidance essential when determining the relevant financial and administrative obligations.

Source: Al Ayam Newspaper, Bahrain