Arab Bank Group achieved a net profit of $271 million in the first quarter of 2025, marking a 7% increase compared to $252.8 million in the same quarter of 2024. The group maintained a strong financial position, with shareholders' equity reaching $12.1 billion.
Additionally, the group's assets grew to $72.7 billion, reflecting a 6% rise compared to the first quarter of the previous year. The loan portfolio also saw a 5% increase, totaling $39.1 billion, up from $37.1 billion in the same quarter last year. Moreover, customer deposits rose by 7%, reaching $53.2 billion compared to $49.8 billion in the first quarter of the previous year.

Positive Performance

Commenting on these results, Sabih Masri, Chairman of Arab Bank, stated: “The continued strong performance of Arab Bank in the first quarter of 2025 amid global economic conditions and geopolitical developments demonstrates the bank's ability to adapt to various circumstances through its flexible and diversified business model, particularly in the Gulf region.”
Masri emphasized that “the bank operates on a foundation supported by a solid capital base, high asset quality, comfortable liquidity, and effective risk management.” He expressed confidence in the bank's capacity to continue generating sustainable returns for its shareholders, grounded in an ambitious vision and a comprehensive institutional strategy.

Sustained Growth

Randa Al-Saad, CEO of Arab Bank, highlighted that “the profits reflect the ongoing growth in the bank’s core operational performance and its diversity, enhancing its ability to deal with challenges in the global economic environment. The bank recorded a 4% increase in total income, driven by sustained growth in its operations, efficient utilization of resources, and a variety of banking services.”
Al-Saad also confirmed the group’s prudent approach in maintaining portfolio quality and stability in non-performing loan ratios, with coverage ratios for non-performing loans exceeding 100% excluding guarantee values.

High Liquidity Ratios

Furthermore, the bank continued to maintain high liquidity ratios, with the loan-to-deposit ratio at 74%. The group upheld a capital adequacy ratio under Basel III requirements of 17.2%, which exceeds the minimum required by the Central Bank of Jordan.
Al-Saad reiterated the bank's leadership role in the digital banking sector, offering innovative digital products and services that meet client needs and provide exceptional service across various sectors.

Updated Visual Identity Launch

Recently, Arab Bank unveiled its updated corporate visual identity, reflecting its ambitious future vision and comprehensive strategy while continuing its journey of evolution to reinforce its status as one of the most prestigious and successful financial institutions in the Middle East and North Africa.

Arab Bank Reports $271M Profit in Q1 2025 with 7% Growth

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